I am an Investment Adviser Representative (IAR) in the state of Maryland. 

How Financial Professionals are Paid 

Advisory fees for investment products and commissions for annuity and insurance products

Compensation (methods and disclosure) 

The firm's clients' interests come first. 

We will recommend investment products based on what is in their best interest and not based on which one would give us more earnings.

My firm does not, nor does any affiliate or member of my firm, act as a general partner, participate in or receive compensation as a general partner from investments that we recommend. 

We will provide a free review to prospective clients so that we may determine if their needs and our practice are well-matched.